Explainers Desk
Evergreen guides on buying, financing and owning property in India, reviewed by editors with finance and legal experience.
Stories on this desk are created with AI assistance and reviewed by the editors below.
Swati Jha, Editor in Chief
Swati Jha is Editor in Chief of IndianHomeBuyer. She has more than 15 years of experience across functions including HR, technology and content, including at Times Internet. She sets the editorial standards described in our editorial policy and reviews articles before they are published.
Latest from this desk
Buying a homeStamp duty by state, 2026: the rates we could verify, and how women's concessions really apply
Which states' stamp duty, registration and transfer-duty rates are confirmed on official portals, which are not, how the Delhi and Maharashtra concessions for women work and where they stop, and what a ₹1.2 crore flat costs a couple and a woman buying alone in Delhi and Telangana.
Legal & taxSociety redevelopment in Mumbai: the documents to track, from bank guarantee to RERA updates and rent escrow
For members whose building is being redeveloped: which milestone produces which document and who issues it, how RERA's quarterly updates and 70% account help you track the sale flats, how much transit rent needs to be secured, and what a six-month delay costs if it isn't.
Buying a homeFive RERA protections every Maharashtra home buyer should know, with the section for each
The 10% cap before a registered agreement, the 70% project account, consent for plan changes, refund with interest for delay, and how to complain. What the law says, where it says it, and a September 2026 tribunal order that shows it being enforced.
Legal & taxThe Income-tax Act, 2025 is in force: every home-owner section, old number to new
Since 1 April 2026 the 1961 Act is repealed for new income. Section 24(b) is now 22, 80C is 123, 54 is 82, the 1% property TDS is 393. The map, what each one still does, and which year is governed by which law.