Buying a home
Cancelled your Maharashtra flat agreement? The deadlines for getting the stamp duty back
Maharashtra refunds stamp duty on a cancelled flat agreement only if the cancellation is registered within five years and before possession, and you then apply on time. What sections 47 and 48 say, why the application window is now unclear, and how courts treat late claims.
Haryana affordable housing draws: who gets priority, how you pay, what you lose if you surrender
How the Affordable Housing Policy, 2013 decides draw priority, the 5% booking and instalment schedule, the waiting list and refunds, how the 2019 amendment caps surrender forfeiture at 1% to 5% plus ₹25,000, what HRERA Gurugram and the appellate tribunal have ordered, and the arithmetic on a ₹30 lakh flat.
PMRDA development plan: the 2021 draft is cancelled, so what should a Pune buyer check now?
PMRDA rescinded its 2021 draft development plan in September 2025 and is preparing a narrower 'structure plan' under a 2025 amendment to the MRTP Act. What is in force, which rules are disputed, how a road reservation can affect a plot, and the documents to ask for.
Chennai guideline values: how Tamil Nadu sets them and how they decide your stamp duty
What the guideline value is, which committee fixes it, what the Madras High Court said about revising it, and how it sets the base for stamp duty and the 2% registration fee on a Chennai flat, with a worked example.
Gujarat's 2023 jantri revision: what doubling the rates changed for Ahmedabad home buyers
How Gujarat's jantri works, what the 2023 doubling of the 2011 rates did, and how it now decides your stamp duty and two income-tax tests, with a worked example for a flat bought below its jantri value.
Stamp duty on a Maharashtra agreement for sale: why it is due when you sign, not at possession
Explanation I to Article 25 of the Maharashtra Stamp Act treats an agreement that promises possession as a conveyance. What that means for when you pay, why the agreement must be registered under the Registration Act and RERA, what the Supreme Court held in 2024, and the arithmetic on a ₹1.1 crore Mumbai flat.
Maharashtra ready reckoner rates 2026-27: how they're set and what they do to your stamp duty
Why stamp duty in Maharashtra is charged on the higher of your price and the ready reckoner value, how the annual rates are set, what was reported for 2026-27, and how a gap between the two also changes income tax for buyer and seller, worked through on a ₹95 lakh flat.
Buying a plot: NA conversion checks in Maharashtra and Karnataka after the 2025 and 2023 changes
Maharashtra has deleted sections 42A to 42D and replaced Collector NA permission with a one-time premium collected by the planning authority. Karnataka's section 95 allows self-declaration in master-plan areas. What each change means, which papers prove a plot is usable for a house, and the premium worked out in rupees.
GPA sales don't transfer title: what the Suraj Lamps ruling means for resale buyers
An agreement to sell, a GPA and a will do not make you the owner. What the Supreme Court held in Suraj Lamps, the two statutes behind it, how it was applied in 2023 and 2025, and what a registered sale deed would cost on a ₹70 lakh Delhi flat.
Is your property broker RERA-registered? What sections 9 and 10 require, and how to check
Under RERA, brokers who sell flats in registered projects need their own registration, must quote its number on every deal and cannot push unregistered projects. What the Act says, the penalty under section 62, two states' fees compared, and five checks before you pay.
Kolkata flat registration: stamp duty, market value and how e-Nathikaran works
The stamp duty and registration fee West Bengal's registration directorate lists for Kolkata flats, why duty is charged on the assessed market value, the ₹1 crore cliff, the end of the rebate years, and what the e-Nathikaran system asks of you.
Buying a resale flat in a Mumbai housing society: NOC, the seller's dues and the share certificate
When you need the society's NOC and when you don't, why the seller's unpaid maintenance becomes your problem under section 154B-7 and two Bombay High Court rulings, the 12% vs 21% interest question, and what to check on the share certificate before you pay.