Legal & tax

A street lined with residential buildings in the Hindu Colony area of Dadar, Mumbai
Legal & tax

Release deed or gift deed within the family in Maharashtra: stamp duty and tax compared

How a release deed differs from a gift deed, which articles of the Maharashtra Stamp Act charge each, what the ₹200 family concession covers and who it leaves out, and how the Income-tax Act, 2025 treats both, worked through on an inherited ₹1.2 crore Mumbai flat.

Multi-storey housing blocks under construction with exposed concrete frames
Legal & tax

RERA registration revoked or lapsed: what sections 7 and 8 mean for flat buyers

When a project's RERA registration runs out or is revoked, the builder cannot sell, the project account can be frozen and the buyers' association may get the first right to finish the work. What sections 5, 7 and 8 say, what Telangana, UP and Haryana regulators have done, and the arithmetic of finishing a project yourselves.

Redevelopment towers rising at the Bhendi Bazaar cluster redevelopment in Mumbai
Legal & tax

Fungible FSI: the 35% that decides how big your redeveloped flat will be

Every Mumbai redevelopment negotiation turns on one number most society members have never heard of. Here is what fungible FSI is, who pays for it, and why the free part is yours.

Damp-stained wall and roof timbers where a leaking roof and a failed damp-proof course have let water into a building
Legal & tax

Structural defects after possession: the five-year RERA liability, the 30-day repair duty and how to claim

Section 14(3) of RERA makes the builder fix defects you report within five years of possession, free and within 30 days, or pay compensation. What the words cover, why the date of your written notice matters most, what two regulators did with real complaints, and how a ₹1.9 lakh seepage claim is put together.

Aaykar Bhavan, the Income Tax Department office building in Pune
Legal & tax

Home-loan principal and stamp duty under section 123 of the 2025 Act: what counts, and in which regime

Section 123 of the Income-tax Act, 2025 replaces 80C for principal repayment and stamp duty, with the same ₹1.5 lakh limit and only in the old regime. What Schedule XV includes and excludes, when stamp duty counts, the five-year clawback, and a worked old-vs-new comparison.

Multi-storey residential buildings in Raviwar Peth, Pune
Legal & tax

Joint home with your spouse: how the sale deed's shares decide tax, the loan and succession

What a 60:40 or silent sale deed means under the Transfer of Property Act, how each co-owner's tax deduction is worked out under the Income-tax Act, 2025, why the loan is a separate question, and who inherits a share when there is no will.

Tall apartment blocks in Mumbai
Legal & tax

Filing a RERA complaint yourself: forms, fees and timelines in six states

Which form to use, what it costs and how to file with the RERA authority or adjudicating officer in Maharashtra, Karnataka, Haryana, UP, Telangana and Tamil Nadu, what the Act's 60-day timelines actually require, and where we could not confirm the official page.

A tower crane beside a residential building under construction
Legal & tax

Cancelling a flat booking: how much a builder may forfeit in Haryana, Maharashtra and Telangana

RERA does not fix a forfeiture cap, so states and courts have. Haryana's Gurugram regulator allows up to 10% of the price, MahaRERA 2%, Telangana the booking amount, and the Supreme Court 10% of the basic price. An ₹80 lakh booking worked through each.

Residential blocks of the Metropolitan Co-operative Housing Society complex in Kolkata
Legal & tax

Builder must hand over the society: RERA s.11(4)(e), s.17 timelines and conveyance

What the RERA Act requires a builder to do after you buy: help form the society, hand over documents within 30 days of the OC and convey title within three months where no local law applies. Plus how Maharashtra's rule 9 sets its own deadlines, and what buyers must do.

An older residential building with balconies in Breach Candy, Mumbai
Legal & tax

Nomination vs will in a housing society: what a nominee actually gets

A society nomination makes your nominee a provisional member, not the owner. How section 154B-13 of the Maharashtra Co-operative Societies Act works, what the Supreme Court said in Indrani Wahi and Shakti Yezdani, and how a ₹1.8 crore flat splits among three heirs.

Tall residential apartment blocks in Mumbai
Legal & tax

Deemed conveyance in Maharashtra: getting the land into the society's name when the builder won't

Find out how MOFA section 11 and the new section 11A (added in 2025 for RERA projects) let a society get title without the builder's signature. Covers who decides, the documents in the 2018 government resolution, the time limits, and an illustrative fee calculation.

Tall apartment buildings in Mumbai
Legal & tax

Police verification and rent registration for landlords in Mumbai, Delhi, Hyderabad and Bengaluru

Telling the police about a tenant and registering the rent agreement are two different duties under two different laws. What the official city police pages actually say, when registration is compulsory, why Maharashtra is stricter, and how 11-month and 24-month costs compare.